Disclaimers

Information on the Website

Okbima does not intend to violate or infringe any intellectual property or other related rights through the information made available on its website.

The information, content and data available on the website are provided at the discretion of Okbima and may be changed from time to time without prior notice. Where any changes are made to information that is of public utility, Okbima may communicate such changes through the website.

Although Okbima makes reasonable efforts to maintain quality, clarity and accuracy in the content available on the website, no legal responsibility is accepted for any error, omission or inaccuracy in such information.

Use of Information

Employees, partners and associated personnel of Okbima shall not be responsible for any loss, harm or damage that may occur from the use of information available on the website. Customers are advised to use their own judgment and discretion while relying on any information provided through the website.

The use of information available on the website is at the customer's sole discretion and risk. The association of any customer with the website is also undertaken at the customer's own discretion and risk.

Insurance Information and Market Risk

Insurance is a subject matter of solicitation and is also subject to market risks. Customers are responsible for understanding the features, limitations, terms and conditions of insurance policies and the risks associated with them.

Customers should carefully read the relevant policy documents, offer documents and other applicable documents before making any insurance-related decision.

The information available on the website is provided for financial and insurance-related purposes. The availability of information or insurance products on the website should not be treated as a guarantee of any particular outcome.

Documents and Claims

Customers are solely responsible for ensuring the authenticity and accuracy of any documents uploaded through the website.

Okbima acts only as a facilitator in the insurance process. The acceptance or rejection of an insurance claim is solely at the discretion of the concerned insurer and is subject to the insurer's applicable terms, conditions and processes.

Role of Okbima

Visitors to the website and all third parties are informed that Okbima is not the agent, corporate agent, related party or intermediary of the insurers whose insurance products are made available through the website, except to the extent expressly applicable under the relevant arrangement or law.

Okbima is also not a sub-agent or sub-intermediary of the agents or intermediaries of the respective insurers.

Okbima makes reasonable efforts to provide accurate comparisons, quotes, product features and related information based on the information received from insurers. However, such information is dependent on the information provided by the respective insurers.

Okbima, including its directors, shareholders, officers and employees, shall not be responsible or liable for any investment, insurance or other financial decision made by any prospect, customer or policyholder based on the information available through the website.

Every prospect, customer and policyholder is solely responsible for the consequences of their own decisions relating to insurance products or services.