+91 120 455 5217 / info@okbima.com
Motor Insurance Motor Insurance
Health Insurance Health Insurance
Term Insurance Term Insurance
Investment Plans Investment Plans
Personal Accident Personal Accident
Travel Insurance Travel Insurance

Motor Insurance Claim

Accidents and vehicle damage can happen anytime. In such situations, your insurance claim process should be simple and quick. At Okbima, we help you handle your motor insurance claims without confusion or delays. Whether it is a cashless claim or reimbursement, our team supports you at every step so you can focus on getting your vehicle back on the road.

Send Your Application to Our Expert
Motor Insurance

Request Claim Assistance

Please select an Insurer to get the contact details

  • Call at
  • Email at

Cashless Claim Process

A cashless claim allows you to repair your vehicle at a network garage without paying the full amount upfront. Okbima helps you complete the cashless claim process smoothly and quickly.

How to Make a Cashless Claim
  • 1

    Inform the Insurance Company

    As soon as the accident happens, inform your insurance company or Okbima advisor. You can call us at (+91 120 455 5217) or email at info@Okbima.com.

    • Share basic details like
    • Policy number
    • Vehicle number
    • Date and time of accident
    • Location of incident

    Important: Do not move the vehicle without permission from the police or insurer in case of a major accident.

  • 2

    Damage Inspection

    The insurance company will send a surveyor to check the damage. The surveyor will inspect your vehicle and prepare a report based on the condition.

  • 3

    Repair at Network Garage

    Take your vehicle to an authorised network garage. Once the claim is approved:

    • The insurance company will directly pay for covered repairs
    • You only pay for items not covered in your policy

Reimbursement Claim Process

If you repair your vehicle at a non-network garage, you can claim reimbursement later. Okbima ensures the reimbursement claim process is simple and well-guided.

How to File a Reimbursement Claim
  • 1

    Inform the Insurance Company

    Immediately inform your insurer or Okbima advisor about the accident

    • Vehicle details
    • Accident details
    • Policy information
  • 2

    Damage Assessment

    A surveyor will inspect your vehicle and prepare a report before or during the repair process.

  • 3

    Repair Your Vehicle

    You can repair your vehicle at any garage of your choice. Make sure to:

    • Keep all bills and receipts
    • Get proper invoices from the garage
  • 4

    Submit Documents

    After repairs, submit all required documents to the insurance company. Our team can assist you in submitting them correctly.

  • 5

    Claim Settlement

    The insurance company will review your documents and:

    • Approve the claim (for covered repairs)
    • Ask for additional documents if needed
    • Reject if not covered under policy

    Once approved, the claim amount will be transferred to your account.

Documents Required for Motor Insurance Claim

To process your claim smoothly, keep the following documents ready. Depending on your case, some additional documents may also be required.

  • 1

    Basic Documents Checklist

    • Duly filled and signed claim form
    • Copy of your motor insurance policy
    • Vehicle Registration Certificate (RC) copy
    • Driving license of the person driving at the time of accident
    • KYC documents (ID proof)
  • 2

    For Reimbursement Claims

    • Repair bills and payment receipts
    • Garage invoice with details
    • Any supporting photos or reports (if available)

    Tip: Always keep copies of all documents for your records.

Why Choose Okbima?

We make your motor insurance claim process simple and stress-free.

  • 1

    Quick Claim Support

    We help you start and complete your claim without delay.

  • 2

    Easy Coordination

    Our team talks to insurers and surveyors on your behalf.

  • 3

    Step-by-Step Guidance

    From claim intimation to settlement, we guide you at every stage.

  • 4

    Network Garage Assistance

    We help you find the right garage for faster cashless repairs.

  • 5

    Dedicated Claim Experts

    Our team ensures your documents and process are handled properly.

  • 6

    24/7 Customer Support

    You can reach us anytime for:

    • Claim Help
    • Policy Support
    • Renewals
    • Vehicle Insurance Queries
Send Your Application to Our Expert

Experience Effortless Claims with Okbima

Need Help?

At Okbima, your peace of mind is our priority. Whether you’re navigating the cashless claim process or submitting documents for reimbursement, we ensure a hassle-free experience every time.

Okbima: Simplifying Insurance, One Claim at a Time.

Motor Insurance Companies

IndusInd General Insurance (formerly Reliance General Insurance)
Future Generali Health Insurance
Zurich Kotak General Insurance
Shriram General Insurance Company Limited

Customers Voice

Know Why Our Customers Have Come To Trust And Love Us.

Customers Rating

4.7 / 5 ( 1020 Reviews And Counting )

Riya Sharma

"Mujhe Okbima ke cashless claim process ne bohot help kiya. I highly recommend it."

Abhilasha Sharma

"The customer service at Okbima is outstanding! They guided me through every step of choosing the right policy."

Ananya Nair

"The claims process was so easy and fast. I received regular updates, and the team handled everything professionally."

Pooja

"Okbima ki helpdesk bohot supportive thi. Great service."

Rajiv

"Okbima ki service bilkul tension-free hai. Thanks team."

Neha Kapoor

"Best claims service."

Priya Joshi

"I had a smooth experience with Okbima's reimbursement claim process. Their customer support was very responsive and helpful. Kudos to the team."

Vishal

"Okbima ke sath claim ka experience acha raha."

Karan Malhotra

"Okbima’s cashless claim service is excellent. I didn’t have to worry about anything. Great experience."

Sneha

"Thank you Okbima team and especially my relationship manager."

Diksha Shekhawat

"Very professional and efficient service. I received my insurance policy instantly, and the rates were competitive!"

Neha Kumari

"OkBima provides a great range of options from top insurers. I appreciated the clear comparisons and fast service."

Amol Koli

"A trustworthy platform! OkBima helped me secure the best health insurance plan for my family without any hassle."

Ashish Patil

"I had a fantastic experience with OkBima. Their experts offered excellent guidance, and I got a policy that perfectly fits my needs."

Rahul Kashyap

"Great experience with OkBima! Comparing insurance plans was easy, and I found the perfect health plan within minutes."

Atul Prajapati

"Highly recommend OkBima for their transparent process. I got instant quotes and saved a lot on my life insurance."

Shreya Shrivastav

"OkBima made it super easy to compare different car insurance options. I found a great deal with maximum coverage!"

Abhishek Kumar

"Quick and seamless experience. I was able to get my policy in no time. OkBima really simplifies the insurance process!"

FAQ's

Cashless: Insurer pays hospital directly.
Reimbursement: You pay first, then claim.

Contact the insurer or Okbima at (+91 120 455 5217) or info@okbima.com with patient and hospital details.

Usually within 2 hours after submitting required documents.

Health policy card, pre-authorization form, ID proof, and medical reports.

Signed claim form, ID, discharge summary, bills, receipts, reports, and a canceled cheque.

Yes, through reimbursement with all necessary documents.

Additional documents may be needed. Okbima helps with resolution.

Policy exclusions, missing documents, uncovered conditions, or delayed intimation.

We help with claim registration, documentation, queries, and fast approvals.

Contact the insurer or Okbima at (+91 120 455 5217) or info@okbima.com.