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Term Insurance Claim

Losing a loved one is a difficult time. Managing insurance claims should not add more stress. At Okbima, we make the term insurance claim process simple and smooth for your family. Our team provides full support from start to finish so that the nominee can receive the claim amount without confusion or delay.

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Term Insurance

Request Claim Assistance

Please select an Insurer to get the contact details

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How Term Insurance Claim Works

We provide complete support to your family during the term insurance claim process so that everything is handled properly.

Claim Works
  • 1

    Personal Claim Assistance

    A dedicated claim expert is assigned to guide your family at every step. From starting the claim to final settlement, we stay connected and help with all formalities.

  • 2

    Easy Document Support

    We help by checking all required documents. Our team also assists in filling forms when needed. You will receive regular updates so you always know the claim status.

Steps to File a Term Insurance Claim
  • 1

    Inform Okbima

    Contact our claim support team as soon as possible

  • 2

    Share Policy Details

    Provide important details such as:

    • Policy number
    • Name of the policyholder
    • Date of death
    • Cause of death
  • 3

    Submit Documents

    Our team will guide you on the required documents. You can:

    • Upload documents online, or
    • Submit them at the insurer’s branch

    We assist you in both options.

  • 4

    Claim Review

    The insurance company will check all documents. Okbima will coordinate with them and help resolve any queries if needed.

  • 5

    Claim Settlement

    Once approved, the claim amount is transferred directly to the nominee’s bank account. We keep you informed until the process is complete.

Documents Required for Term Insurance Claim

  • 1

    Keep the following documents ready to avoid delays:

    • Original policy document
    • Death certificate of the policyholder
    • ID and address proof of the nominee
    • Duly filled and signed claim form
    • Medical records (if required)
    • FIR or post-mortem report (for accidental and unnatural death cases)
    • Bank details of the nominee
    • Any additional documents asked by the insurer

    Tip: Submit clear and complete documents for faster processing.

Why Choose Okbima?

We support your family at every step of the claim process.

  • 1

    Dedicated Claim Expert

    A single point of contact to guide you from start to finish.

  • 2

    Full Claim Assistance

    We help with document filling, and submission.

  • 3

    Direct Coordination with Insurer

    We follow up with the term insurance companies to avoid delays.

  • 4

    Regular Updates

    Stay informed about your claim status at every stage.

  • 5

    Fast and Smooth Process

    We work to ensure quick and hassle-free claim settlement.

  • 6

    24/7 Customer Support

    Our team is available anytime for:

    • Claim Help
    • Policy Support
    • Queries and Assistance
Send Your Application to Our Expert

Experience Effortless Claims with Okbima

Need Help?

At Okbima, your peace of mind is our priority. Whether you’re navigating the cashless claim process or submitting documents for reimbursement, we ensure a hassle-free experience every time.

Okbima: Simplifying Insurance, One Claim at a Time.

Term Insurance Companies

Kotak Life Insurance
HDFC Life
ICICI Prudential Life Insurance
LIC
PNB metlife
SBI Life
TATA AIA LIfe
Bajaj Allianz Life
Aditya Birla Life
Zurich Kotak General Insurance
Pramercia Life Insurance
Bandhan Life
Shriram Life Insurance Company Limited
Digit Life

Customers Voice

Know Why Our Customers Have Come To Trust And Love Us.

Customers Rating

4.7 / 5 ( 1020 Reviews And Counting )

Riya Sharma

"Mujhe Okbima ke cashless claim process ne bohot help kiya. I highly recommend it."

Abhilasha Sharma

"The customer service at Okbima is outstanding! They guided me through every step of choosing the right policy."

Ananya Nair

"The claims process was so easy and fast. I received regular updates, and the team handled everything professionally."

Pooja

"Okbima ki helpdesk bohot supportive thi. Great service."

Rajiv

"Okbima ki service bilkul tension-free hai. Thanks team."

Neha Kapoor

"Best claims service."

Priya Joshi

"I had a smooth experience with Okbima's reimbursement claim process. Their customer support was very responsive and helpful. Kudos to the team."

Vishal

"Okbima ke sath claim ka experience acha raha."

Karan Malhotra

"Okbima’s cashless claim service is excellent. I didn’t have to worry about anything. Great experience."

Sneha

"Thank you Okbima team and especially my relationship manager."

Diksha Shekhawat

"Very professional and efficient service. I received my insurance policy instantly, and the rates were competitive!"

Neha Kumari

"OkBima provides a great range of options from top insurers. I appreciated the clear comparisons and fast service."

Amol Koli

"A trustworthy platform! OkBima helped me secure the best health insurance plan for my family without any hassle."

Ashish Patil

"I had a fantastic experience with OkBima. Their experts offered excellent guidance, and I got a policy that perfectly fits my needs."

Rahul Kashyap

"Great experience with OkBima! Comparing insurance plans was easy, and I found the perfect health plan within minutes."

Atul Prajapati

"Highly recommend OkBima for their transparent process. I got instant quotes and saved a lot on my life insurance."

Shreya Shrivastav

"OkBima made it super easy to compare different car insurance options. I found a great deal with maximum coverage!"

Abhishek Kumar

"Quick and seamless experience. I was able to get my policy in no time. OkBima really simplifies the insurance process!"

FAQ's

Cashless: Insurer pays hospital directly.
Reimbursement: You pay first, then claim.

Contact the insurer or Okbima at (+91 120 455 5217) or info@okbima.com with patient and hospital details.

Usually within 2 hours after submitting required documents.

Health policy card, pre-authorization form, ID proof, and medical reports.

Signed claim form, ID, discharge summary, bills, receipts, reports, and a canceled cheque.

Yes, through reimbursement with all necessary documents.

Additional documents may be needed. Okbima helps with resolution.

Policy exclusions, missing documents, uncovered conditions, or delayed intimation.

We help with claim registration, documentation, queries, and fast approvals.

Contact the insurer or Okbima at (+91 120 455 5217) or info@okbima.com.